GRANT · HOW TO WIN THIS
Loan amounts vary; specific figures not disclosed publicly.
Rolling applications — apply any time.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
AOF has served 4.5M+ clients and invested over $1B, suggesting high volume and accessible underwriting standards compared to traditional banks.
As a CDFI and nonprofit lender, AOF is designed to approve borrowers who may not qualify elsewhere. The rolling application window means there is no competitive cycle — decisions are made on an ongoing basis.
WHAT IT TAKES
Check eligibility (state and business type) — 15 minutes
Submit online loan application — 1-2 hours
Work with an AOF advisor through review process — Days to weeks depending on loan type
WORTH KNOWING
AOF pairs loans with free one-on-one business advising, personalized learning, and grant programs — applying for financing also opens access to these support resources, which may improve your chances of approval and success.
MORE LIKE THIS
Community 1st Credit Union
Varies; loan terms depend on business type and credit profile.
Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
Explore the funding database →
$19/month · cancel anytime