Alltru Federal Credit Union

Alltru is a CDFI, so it carries a mission to serve underserved borrowers, and that means more flexibility than a traditional bank, but your financial profile still determines whether you get the loan.

Because Alltru is a certified CDFI explicitly focused on accessible banking, it is more willing to work with early-stage or credit-challenged businesses than a conventional lender, which is the detail most applicants overlook when they assume they won't qualify.