GRANT · HOW TO WIN THIS
Varies; loan amounts not publicly specified.
Rolling — no set deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Odds depend on your creditworthiness and business profile, not a competitive selection process.
As a credit union lender, approval is based on standard loan underwriting rather than a grant competition. Rolling submissions mean you can apply anytime, but loan approval is not guaranteed.
WHAT IT TAKES
Become a credit union member — 1–2 days
Prepare business financials and loan application — 1–2 weeks
Submit loan application and await underwriting decision — 1–3 weeks
WORTH KNOWING
American 1 also offers financial coaching and small business financial wellness resources, which may help you strengthen your application before applying for a loan.
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$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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