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AmPac Business Capital

AmPac Community Lending Program (CDFI Microloan)

Amount
$5,000 – $350,000
Deadline
Rolling
Odds
Not published
Effort
1 to 2 hrs
Can you get this?
Must be a for-profit U.S. business
Owner must be a U.S. citizen
Net worth under $20M; net income under $6.5M
Applicants with a prior federal loan default are not eligible
Down payment assistance for Black, Latino, women-led businesses
Your real odds
This is a CDFI lender, not a competitive grant, so approval depends on your creditworthiness and repayment ability rather than a selective cohort process.
Applications are reviewed on a rolling basis with no fixed competition window, and the deciding factors are your credit profile, cash flow projections, and business plan.
What it takes
Check which program fits your need1 to 2 hrs
Prepare business plan and financial projections1 to 2 weeks
Submit application or contact a Business Champion1 to 3 days
Worth knowing
If you lead a Black, Latino, or women-owned business buying commercial real estate in California, AmPac's Exclusive Down Payment Assistance Program can cover up to half the down payment, capped at $100,000, with no payments required for the first 12 months, and it stacks on top of an SBA 504 or 7(a) loan.
What else do you qualify for?
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