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CDFILoanOpen
Appalachian Community FCU
Appalachian Community FCU
Amount
Varies
Deadline
Rolling
Effort
15–30 minutes
Your real odds
No public data on approval rates, but as a CDFI credit union, ACFCU is specifically structured to serve underserved communities with accessible lending.
Business loans are listed as an available product, but specific terms, amounts, and approval criteria are not published on the site — you'll need to contact them directly to gauge fit.
What it takes
Confirm membership eligibility based on your county or city15–30 minutes
Join ACFCU online or in person1–2 days
Apply for a business loan online or at a branch1–2 hours
Worth knowing
ACFCU holds CDFI designation, meaning it is certified to lend to businesses that may not qualify at traditional banks — worth pursuing if you've faced barriers elsewhere in the region.
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