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Ascension Credit Union
Ascension Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
Same day
Can you get this?
✓Must be a credit union member
✓Serves specific Louisiana parishes only
✓Membership requires a small deposit
✓Business loans available to members
Your real odds
They market themselves as saying yes where big banks say no, but they publish no approval rates to back that up.
As a community-focused CDFI, they weigh accessible lending for underserved borrowers, which means more flexibility than a traditional bank, though no data on volume or selectivity exists to quantify that.
What it takes
Confirm eligibility and become a memberSame day
Apply online or at a branch1 to 2 days
Work with a loan officer on approvalDays to week
Worth knowing
Ascension CU explicitly serves borrowers who do not qualify at traditional banks, so if you have been turned down elsewhere, this is worth an application.
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