B:Side Fund

$10,000–$150,000 (Colorado); $10,000–$75,000 (New Mexico); varies by loan type

Rolling applications—no set deadline.

AMOUNT

$10,000–$150,000 (Colorado); $10,000–$75,000 (New Mexico); varies by loan type

AMOUNT

$10,000–$150,000 (Colorado); $10,000–$75,000 (New Mexico); varies by loan type

DEADLINE

Rolling applications—no set deadline.

DEADLINE

Rolling applications—no set deadline.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You must be a for-profit business in Colorado or New Mexico, in operation for at least 6 months.

B:Side Fund offers several loan products with slightly different eligibility—most require 6+ months in operation, a 10% equity contribution, and a blanket lien on business assets. Startup loans are available for businesses operating 6–24 months in Colorado only.

YOUR REAL ODDS

Applications are reviewed by a board-appointed Loan Review Committee on a rolling basis, with no published acceptance rate.

B:Side is a CDFI designed to serve businesses that struggle to access traditional financing, so underwriting may be more flexible than a bank—but collateral, equity contribution, and cash flow are still evaluated.

WHAT IT TAKES

Complete the online eligibility check — 15–30 minutes
Submit full application, sync bank accounts, and upload required documents — 1–3 days
Loan Review Committee decision — Varies
Sign closing documents and receive funds — Days after approval

WORTH KNOWING

B:Side offers five distinct loan products—including a no-collateral Rural Express loan and a Credit Builder loan—so matching your business stage and location to the right product before applying improves your fit.

Apply on the funder’s site →

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

Explore the funding database →

$19/month · cancel anytime