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AllLoanOpen
Government of Canada, Business Development Bank of Canada
BDC Financing — BDC’s Accelerator Loan Guarantee
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
30 minutes
Can you get this?
✓Must be based in Canada
✓At least 12 months in operation
✓Revenues under $10M
✓Loan for working capital, $25K–$500K
✓Apply via a partner financial institution
Your real odds
Your approval depends on your bank or credit union's credit assessment, so there is no fixed pool of winners and no competitive grant process to beat.
This is a loan guarantee program, meaning approval follows standard lending criteria and the BDC guarantee exists to make lenders more willing to say yes to businesses they would otherwise decline.
What it takes
Confirm you meet the criteria (12+ months operating, under $10M revenue, based in Canada)30 minutes
Identify and contact a partner institution available in your province1–2 days
Work with your financial institution to submit your loan application1–3 weeks depending on institution
Worth knowing
Alterna Savings, Meridian, Lakeland, Vancity, and NLCU are each restricted to specific provinces, so if you are outside Ontario, Alberta, BC, or Newfoundland, your real options narrow to RBC or TD.
What else do you qualify for?
Filter nearly 3,000 opportunities by identity, stage, and region.
Select all three to see your result.
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