BDC Financing — Inclusive Entrepreneurship Loan

Amount

Varies

Deadline

Rolling

Odds

Not published

Effort

15–30 minutes

Can you get this?

✓Business must be based in Canada

✓Revenue under $3M required

✓51%+ owned and led by underserved community

✓For women, Indigenous, or Black entrepreneurs

✓No application or annual fees

Your real odds

This is a BDC loan, not a competitive grant, so your odds depend on your creditworthiness and business plan rather than on beating other applicants in a cohort.

Eligible applicants who meet the criteria and pass a credit review can receive funds, and because there is no fixed pool, you are not competing for a limited number of spots. The flexible terms and no-fee structure are genuine advantages over standard commercial lending.

What it takes

Confirm eligibility online — provide business and shareholder details to verify you meet the 51% ownership and revenue criteria15–30 minutes

Complete a full loan application with a BDC specialist1–3 hours across one or more sessions

Sign loan agreement and complete the required Entrepreneurship Fundamentals online course to receive an additional interest rate reductionA few hours for the course after approval

Worth knowing

Completing BDC's free Entrepreneurship Fundamentals online course after signing unlocks an additional interest rate reduction on top of the already preferential rate, so plan to finish it promptly rather than treating it as optional.

Apply on funder's site →

What else do you qualify for?

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