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Government of Canada, Business Development Bank of Canada
BDC Financing — Technology
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
30–60 minutes
Can you get this?
✓Business must be located in Canada
✓At least 12 months generating revenue
✓Must be generating revenue (not pre-revenue)
✓Good credit history required
Your real odds
This is a rolling loan program with no competitive selection, so approval depends on your individual credit and financial profile rather than a fixed pool of winners.
BDC is a government-backed lender designed to serve businesses that may not qualify for traditional bank financing, and they tend to be more flexible than a commercial bank, but approval is still subject to a creditworthiness review.
What it takes
Submit a loan request online describing your project and business30–60 minutes
Speak with a BDC representative and provide supporting documents1–3 days
Review and accept a tailored loan offer if approvedDays to a few weeks
Worth knowing
BDC offers interest-only payments for the first 24 months, which eases cash flow pressure while you ramp up returns on your technology investment, and most applicants overlook how much that buffer matters in the early period.
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