GRANT · HOW TO WIN THIS
Varies; loan amount determined by application and bank approval.
Rolling — no set deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates; this is a community bank loan, not a competitive grant.
As a loan product, odds depend on your creditworthiness and business fundamentals rather than a selection committee. Community banks like this tend to have more flexible underwriting than large banks, but you will need to qualify financially.
WHAT IT TAKES
Visit cbt-co.com and review lending options — 30 minutes
Contact the bank directly to discuss your loan needs — 1-2 days
Submit a loan application with required financial documents — 1-2 weeks
WORTH KNOWING
Citizens Bank & Trust operates two locations and offers in-person service, which can be an advantage for local founders who benefit from a relationship-based lending approach typical of community banks.
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$19/month · cancel anytime