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Citizens Savings Bank and Trust Company
Citizens Savings Bank and Trust Company
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 2 days
Can you get this?
✓Open to personal and business banking customers
Your real odds
Your approval depends on your creditworthiness and business financials, not on beating out other applicants in a competitive selection process.
Citizens operates as a community bank and CDFI, so it tends to work with borrowers who do not qualify at larger institutions, but this is still a loan approval, and you need to demonstrate ability to repay.
What it takes
Open a Citizens business bank account1 to 2 days
Submit loan application online or in-branch1 to 2 hrs
Complete underwriting review with a bankerdays to week
Worth knowing
As a CDFI, Citizens Savings Bank and Trust has signaled more flexibility for underserved borrowers than a conventional bank would offer, and their messaging specifically names 'out of the box' financing solutions, so it is worth asking directly what that means for your situation.
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