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CDFI, Loan

CDFI, Loan

North America

North America

OPEN

OPEN

GRANT · HOW TO WIN THIS

Community Bank of the Bay

Community Bank of the Bay

Varies by loan type and borrower need.

·

Rolling — no set deadline, apply anytime.

AMOUNT

Varies by loan type and borrower need.

AMOUNT

Varies by loan type and borrower need.

DEADLINE

Rolling — no set deadline, apply anytime.

DEADLINE

Rolling — no set deadline, apply anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

This is a loan program, not a grant — open to small businesses and startups in California.

This is a loan program, not a grant — open to small businesses and startups in California.

Community Bank of the Bay (now part of Commercial Bank of California) operates as a CDFI lender serving entrepreneurs and business owners. No specific revenue, age, or industry restrictions are listed, but you must be seeking a business loan, not a grant.

Community Bank of the Bay (now part of Commercial Bank of California) operates as a CDFI lender serving entrepreneurs and business owners. No specific revenue, age, or industry restrictions are listed, but you must be seeking a business loan, not a grant.

YOUR REAL ODDS

Odds depend on your creditworthiness and business financials, as with any bank loan.

This is a relationship-driven community bank, not a competitive grant program with a fixed number of winners. Your chances improve with a clear business plan and banking relationship.

WHAT IT TAKES

  1. Visit cbcal.com and explore business lending options — 30 minutes

  2. Prepare basic business financials and loan purpose documentation — 1-3 days

  3. Contact a banker directly to start the application — 1 week to get a response

WORTH KNOWING

This bank emphasizes relationship banking and was founded by entrepreneurs — reaching out directly to a banker rather than applying cold may improve your experience and outcome.

Apply on the funder’s site →

MORE LIKE THIS

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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