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CDFI, Loan

CDFI, Loan

North America

North America

OPEN

OPEN

GRANT · HOW TO WIN THIS

Community First Credit Union

Community First Credit Union

Varies; no stated maximum.

·

Rolling — apply anytime.

AMOUNT

Varies; no stated maximum.

AMOUNT

Varies; no stated maximum.

DEADLINE

Rolling — apply anytime.

DEADLINE

Rolling — apply anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You need to be a member of Community First Credit Union and be based in Northern California.

You need to be a member of Community First Credit Union and be based in Northern California.

This is a CDFI credit union offering business loans, not a grant. Eligibility is based on membership, credit history, debt-to-income ratio, employment history, ability to repay, and collateral — standard loan criteria.

This is a CDFI credit union offering business loans, not a grant. Eligibility is based on membership, credit history, debt-to-income ratio, employment history, ability to repay, and collateral — standard loan criteria.

YOUR REAL ODDS

Odds depend on your creditworthiness, not a competitive selection process.

Unlike grants, this is a loan product evaluated on financial criteria. If your business financials and credit profile are solid, approval is possible. No data is available on approval rates.

WHAT IT TAKES

  1. Become a CFCU member — A few minutes online via their Digital Account Opening

  2. Gather financial documents (credit history, income, collateral info) — 1–3 days

  3. Submit a business loan application — Same day

WORTH KNOWING

Community First is a not-for-profit cooperative, which typically means more favorable rates and terms than traditional banks — personal loan rates start as low as 8.94% APR.

Apply on the funder’s site →

MORE LIKE THIS

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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