GRANT · HOW TO WIN THIS
Personal loans from $500–$5,000; other loan and savings amounts vary by product.
Rolling — applications accepted year-round.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No competitive selection process — this is a member-based credit union with rolling access to loans.
With around 990 members as of 2023, this is a small institution. Loan approval will depend on your creditworthiness and membership status, not a grant competition.
WHAT IT TAKES
Open a membership account (as low as $10) — 1 day
Apply online for the loan product that fits your need — 1–3 days
Await approval and fund disbursement — Varies
WORTH KNOWING
Personal loans range from $500 to $5,000 with repayment terms up to 84 months, and there is a specific loan product designed to help establish or re-establish credit — useful for founders with limited credit history.
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Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
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