Craft3

Loan amount varies; terms not publicly listed — contact Craft3 for details.

Rolling — apply anytime, no set deadlines.

AMOUNT

Loan amount varies; terms not publicly listed — contact Craft3 for details.

AMOUNT

Loan amount varies; terms not publicly listed — contact Craft3 for details.

DEADLINE

Rolling — apply anytime, no set deadlines.

DEADLINE

Rolling — apply anytime, no set deadlines.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

This is for Pacific Northwest businesses that have been turned down or wouldn't qualify for a conventional bank loan.

Craft3 is a nonprofit CDFI serving businesses, nonprofits, and homeowners primarily in Washington and Oregon. They specifically focus on borrowers overlooked by traditional lenders, including those in rural areas, tribal economies, and underserved communities.

YOUR REAL ODDS

Rolling applications mean no deadline competition, but approval depends on your loan readiness and creditworthiness by CDFI standards.

Craft3 has been lending since 1994 and publishes customer stories showing real approvals across diverse business types. As a CDFI they have more flexibility than banks, but they still evaluate business plans, financials, and repayment ability.

WHAT IT TAKES

Review their free Loan Readiness Guide and prepare your business plan and financials — 1-3 weeks
Identify the right loan product (general business, equipment, real estate, construction, Islamic financing, etc.) — 1-2 days
Contact Craft3 directly to start the conversation with a lender — 1 week to schedule

WORTH KNOWING

Craft3 explicitly recommends that early-stage applicants work with a Small Business Development Center on their business plan before applying — one customer story confirms this improved their outcome.

Apply on the funder’s site →

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Afena Federal Credit Union

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The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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$19/month · cancel anytime