Dakota Resources

Loan amount varies; terms are flexible and designed to avoid tying up collateral.

Rolling — no set deadline, applications accepted on an ongoing basis.

AMOUNT

Loan amount varies; terms are flexible and designed to avoid tying up collateral.

AMOUNT

Loan amount varies; terms are flexible and designed to avoid tying up collateral.

DEADLINE

Rolling — no set deadline, applications accepted on an ongoing basis.

DEADLINE

Rolling — no set deadline, applications accepted on an ongoing basis.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

This is for rural economic development organizations (EDOs), not individual startups or small businesses directly.

Dakota Resources lends to small, rural EDOs — nonprofits and community development organizations working on economic development in rural areas. Individual small businesses and startups are listed in the database, but the funder's own language focuses on EDOs as the primary borrower.

YOUR REAL ODDS

Dakota Resources has committed loans to 58 rural organizations over 30 years, suggesting a selective but accessible pool.

With $83M+ lent to 58 organizations over three decades, this is not a high-volume program. Rolling submissions mean there's no single competitive deadline, but deal flow is deliberate and relationship-driven.

WHAT IT TAKES

Confirm your organization qualifies as a rural EDO in their service area — 1–2 days
Reach out via their contact form or phone to start a conversation — 1 week
Work with their team to assess financing fit and structure — Weeks to months

WORTH KNOWING

Dakota Resources positions itself as a relationship-first intermediary — their site emphasizes coaching and network connection alongside capital, so engaging with their learning network or community coaching programs may strengthen a financing relationship.

Apply on the funder’s site →

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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