Disability Fund, Inc., The

Loan amount varies; structure depends on project type.

Rolling—no set deadline, apply any time.

AMOUNT

Loan amount varies; structure depends on project type.

AMOUNT

Loan amount varies; structure depends on project type.

DEADLINE

Rolling—no set deadline, apply any time.

DEADLINE

Rolling—no set deadline, apply any time.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

This is a loan program, not a grant—open to small businesses and startups focused on the disability market.

Disability Opportunity Fund is a federally certified CDFI that provides loans and financial products to individuals, organizations, and businesses improving quality of life for people with disabilities. Priority areas include affordable housing, schools, and vocational training centers.

YOUR REAL ODDS

Competitiveness is unclear from available information, but DOF targets an underserved market it actively wants to fund.

DOF explicitly identifies the disability market as underserved and mission-driven, which may mean less competition than mainstream lenders. However, specific approval rates or deal volume are not published.

WHAT IT TAKES

Confirm your project fits DOF's focus areas (housing, schools, community centers, disability services) — 1–2 hours
Contact DOF directly via info@thedof.org to discuss your financing need — 1–3 days
Prepare loan application with project details and financials — 1–2 weeks

WORTH KNOWING

DOF offers co-lending, direct lending, bridge loans, term loans, and gap/predevelopment financing—so it's worth asking about multiple structures depending on your project stage.

Apply on the funder’s site →

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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