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DreamSpring
DreamSpring
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
30 to 60 min
Can you get this?
✓Minimum credit score 600+ depending on product
✓Must be a small business or entrepreneur
✓No application fee to check eligibility
✓Startups and existing businesses both eligible
Your real odds
DreamSpring has closed over 50,000 loans totaling more than $585M across 30 years, which puts it among the highest-volume microlenders in the country.
As a nonprofit CDFI with an explicit mission to expand capital access, DreamSpring uses more flexible approval criteria than a traditional bank, but this is still a loan and repayment ability is still part of the decision.
What it takes
Enter identity and business details30 to 60 min
Share financials, collateral, and references1 to 2 hrs
Receive approval notice
Worth knowing
DreamSpring offers five distinct loan products, including a 'Ready, Set, Grow!' loan up to $15,000 built for side hustles transitioning into full businesses, so identifying which product matches your stage before you apply makes your application a stronger fit from the start.
What else do you qualify for?
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$19/month · cancel anytime