GRANT · HOW TO WIN THIS
Loan amount varies; no stated minimum or maximum.
Rolling applications—no fixed deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public acceptance rate is listed, but WORC has disbursed $12.8M in loans over 30 years, suggesting steady but selective volume.
As a CDFI, WORC serves borrowers who may not qualify for traditional bank financing. Readiness assessments are offered, which implies not all applicants are immediately loan-ready.
WHAT IT TAKES
Complete a Readiness Assessment on WORC's site to gauge eligibility — 1–2 hours
Prepare a business plan and basic financial documents — Several days to weeks
Submit a loan application through WORC directly — 1–2 hours
WORTH KNOWING
WORC offers entrepreneurship programs and mentorship alongside loans—engaging with their HUB programs before applying may strengthen your application and relationship with the organization.
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