GRANT · HOW TO WIN THIS
Varies by loan type; no maximum published.
Rolling — no deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates, but the credit union explicitly positions itself as a more accessible alternative to traditional banks.
They serve underbanked communities and offer ITIN-based lending, suggesting a more inclusive underwriting approach than conventional lenders. Specific approval criteria are not published.
WHAT IT TAKES
Become a member of Express Credit Union — 1 day
Apply for the relevant loan product online or at a branch — 1–3 days
Optional: use free financial counseling to strengthen your application — Varies
WORTH KNOWING
Express CU offers free financial counseling to help with debt management and credit repair — using this before applying could improve your loan terms or approval odds.
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Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
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Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
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$19/month · cancel anytime