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Ferguson Federal Credit Union
Ferguson Federal Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 3 days
Can you get this?
✓Credit union membership required to borrow
✓Business loans available to commercial applicants
✓Personal loans available to individuals
Your real odds
There is no public approval rate, but Ferguson is a CDFI built specifically for borrowers who do not qualify at conventional banks.
Underwriting here is more flexible than at a traditional lender, though your credit profile still drives the rate and term you receive.
What it takes
Open an account and establish membership1 to 3 days
Choose a loan product and contact the branch1 to 2 days
Submit application and supporting documents1 to 2 weeks
Worth knowing
Ferguson's CDFI certification ties its mission to serving underserved communities, which translates to real flexibility for early-stage or smaller businesses that conventional lenders turn away.
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