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CDFI, Loan

CDFI, Loan

North America

North America

OPEN

OPEN

GRANT · HOW TO WIN THIS

First Central Credit Union

First Central Credit Union

Varies; no stated maximum published.

·

Rolling — no set deadline, applications accepted anytime.

AMOUNT

Varies; no stated maximum published.

AMOUNT

Varies; no stated maximum published.

DEADLINE

Rolling — no set deadline, applications accepted anytime.

DEADLINE

Rolling — no set deadline, applications accepted anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You need to be a small business or startup that qualifies for credit union membership in Central Texas.

You need to be a small business or startup that qualifies for credit union membership in Central Texas.

First Central Credit Union offers business loans and accounts to members. Eligibility depends on their field of membership criteria, which you would need to confirm directly with them.

First Central Credit Union offers business loans and accounts to members. Eligibility depends on their field of membership criteria, which you would need to confirm directly with them.

YOUR REAL ODDS

No public data on approval rates or number of business loans funded annually.

As a CDFI credit union, they are oriented toward accessible lending, but specific competitiveness or approval odds are not disclosed on their site.

WHAT IT TAKES

  1. Confirm membership eligibility and become a member — 1-2 days

  2. Gather business financials and loan application materials — 1-2 weeks

  3. Apply for a business loan directly through First Central CU — 1-3 days to submit

WORTH KNOWING

First Central CU is a CDFI, meaning they have a mission to serve underserved borrowers — worth contacting them directly if you've had difficulty qualifying elsewhere.

Apply on the funder’s site →

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Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

This is 1 of 1,600+ open opportunities.

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