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CDFI, Loan

CDFI, Loan

North America

North America

OPEN

OPEN

GRANT · HOW TO WIN THIS

First Commerce Credit Union

First Commerce Credit Union

Varies by loan type; no maximum listed.

·

Rolling — no deadline, apply anytime.

AMOUNT

Varies by loan type; no maximum listed.

AMOUNT

Varies by loan type; no maximum listed.

DEADLINE

Rolling — no deadline, apply anytime.

DEADLINE

Rolling — no deadline, apply anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

This is a loan, not a grant — open to small businesses and startups in North Florida and South Georgia.

This is a loan, not a grant — open to small businesses and startups in North Florida and South Georgia.

First Commerce Credit Union is a CDFI serving members in Florida and Georgia. You'll need to become a member and qualify for their business lending products, which include SBA loans, real estate loans, equipment loans, and lines of credit.

First Commerce Credit Union is a CDFI serving members in Florida and Georgia. You'll need to become a member and qualify for their business lending products, which include SBA loans, real estate loans, equipment loans, and lines of credit.

YOUR REAL ODDS

Odds depend on your creditworthiness and business financials, not a competitive selection process.

As a credit union CDFI, approval is based on standard lending criteria rather than a grant competition. No acceptance rate data is available, but CDFIs are generally more flexible than traditional banks for underserved businesses.

WHAT IT TAKES

  1. Become a First Commerce Credit Union member — 1–2 days

  2. Choose the right loan product (SBA, line of credit, equipment, etc.) and gather financial documents — 1–2 weeks

  3. Submit a loan application online, by phone, or at a branch — 1 day

WORTH KNOWING

As a not-for-profit credit union, First Commerce emphasizes better rates and fewer fees than traditional banks — worth comparing their terms directly before applying elsewhere.

Apply on the funder’s site →

MORE LIKE THIS

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Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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