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First National Holding Company

First National Holding Company

Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 day
Can you get this?
Serves businesses in north Mississippi communities
Open to nonprofits (nonprofit checking listed)
CDFI-backed; focuses on underserved areas
Your real odds
No approval rates or annual loan volume are public, so you cannot benchmark your chances before applying.
FNB has over 100 years of local lending history, and its CDFI designation suggests some flexibility for borrowers who fall outside traditional bank criteria, but decisions appear to be relationship-driven and evaluated case by case.
What it takes
Contact FNB by phone or inquiry form1 day
Submit loan application with business details1 to 2 wks
Await underwriting review and decision
Worth knowing
FNB specifically calls out investment in 'new industry strategically located in often underserved areas,' so if your business is in an underserved part of north Mississippi, that framing belongs in your application.
What else do you qualify for?
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