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First State Bank & Trust Company, Inc.
First State Bank & Trust Company, Inc.
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
15 min
Can you get this?
✓Located in Southeast Missouri communities served
✓For local families and businesses
✓Agricultural or commercial lending needs
✓Local credit decisions made for applicants
Your real odds
Approval depends on your creditworthiness and local presence, and FSBT publishes no data on approval rates.
As a community bank, they weigh personal knowledge of borrowers heavily, so established local businesses have a real edge and geographic proximity to a branch matters.
What it takes
Confirm your business is in their service area15 min
Contact a local banker about your loan1 to 2 days
Submit application with financials1 to 2 wks
Worth knowing
Calling or visiting a branch before you apply gives their bankers a chance to assess you personally, which is how they actually make decisions.
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