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Community Development Financial Institutions
Fiscal Year 2026 Small Dollar Loan Program
Amount
Up to $500K
Deadline
Jul 23, 2026
Odds
Not published
Effort
1 to 2 weeks
Can you get this?
✓Must be a certified CDFI or CDFI supporter
✓Must operate in the US
✓Must support small dollar loan programs
✕Individual founders are not eligible, only organizations
✕For-profit startups are not eligible
✓Not confirmed against the funder's page. Check before you apply.
Your real odds
This is a competitive federal grant with a fixed funding pool, so the field is real and the bar is high.
The CDFI Fund weighs detailed compliance documentation heavily, and applicants without prior federal grant experience or CDFI certification face a steep barrier to entry.
What it takes
Confirm CDFI certification or eligibility1 to 2 weeks
Register on SAM.gov and Grants.gov1 to 2 weeks
Prepare and submit application2 to 4 weeks
Worth knowing
SAM.gov and Grants.gov registrations are both required before you can submit, and each can take weeks to process, so start them now if you haven't.
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