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Florida A&M University Federal Credit Union
Florida A&M University Federal Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 3 days
Can you get this?
✓Must be current member for 6 months
✓Must have active direct deposit
✓Must be in good standing with credit union
✓Supports small businesses via microlending
Your real odds
No public data exists on approval rates or the number of loans issued annually.
As a community-focused CDFI credit union, this program is built for small businesses that traditional banks turn away, so the underwriting is more flexible than you would get at a conventional lender.
What it takes
Become a credit union member1 to 3 days
Contact business lending team1 week
Submit application with business docs1 to 2 weeks
Worth knowing
The business lending team is separate from general member services, so contact them directly at businessloans@famufcu.com or (850) 300-7281 rather than going through the main line if you want a fast response on a SmartSteps application.
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