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Genesee Co-Op Federal Credit Union
Genesee Co-Op Federal Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 2 days
Can you get this?
✓Open to members; membership required for services
✓Serves people turned away by other institutions
✓Business loans and lines of credit available
✓Based in Rochester, NY
Your real odds
No public approval rate is listed, though the credit union is known for approving borrowers that mainstream lenders reject.
Multiple members describe getting loans after being turned down elsewhere, and as a CDFI, the mission is inclusion rather than selectivity, though loan terms and amounts still depend on your situation.
What it takes
Become a member1 to 2 days
Meet with a loan officer1 session
Submit your loan application1 to 2 weeks
Worth knowing
Genesee takes a relationship-based approach, with members describing loan officers who take time to understand individual circumstances rather than relying purely on credit scores or financials.
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