GRANT · HOW TO WIN THIS
Varies; no specific amounts disclosed publicly.
Rolling applications, no set deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public approval rate is listed, but the credit union is known for approving borrowers that mainstream lenders reject.
Multiple member testimonials describe getting loans after being turned down elsewhere. As a CDFI, the mission is inclusion, not selectivity—though loan terms and amounts will still depend on your situation.
WHAT IT TAKES
Become a member — 1–2 days
Meet with a loan officer to discuss your business needs — 1 session
Submit your business loan or line of credit application — 1–2 weeks to process
WORTH KNOWING
Genesee takes a relationship-based approach—members describe loan officers who take time to understand individual circumstances rather than relying purely on credit scores or financials.
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The Bridgeway Federal Credit Union
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Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
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