GRANT · HOW TO WIN THIS
Varies — loan amounts not publicly specified
Rolling — no deadline, apply any time during business hours
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates, but as a community CDFI focused on underserved members, it is likely more accessible than a traditional bank.
The credit union was founded specifically to assist underserved individuals and has operated since 1952. Loan decisions are made on a rolling basis, so there is no competitive cohort or fixed deadline.
WHAT IT TAKES
Confirm you live or operate in one of the five eligible counties — 15 minutes
Visit the Kinston branch in person to apply for membership — 1–2 hours
Apply for the relevant loan product once you are a member — Days to weeks depending on loan type
WORTH KNOWING
This is a CDFI credit union, meaning it was specifically created to serve underserved borrowers — if a traditional lender has turned you down, this type of institution may be more willing to work with your situation.
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