GRANT · HOW TO WIN THIS
Varies; structured as loans (not grants), amount depends on individual need and home price.
Rolling — no set deadline, classes scheduled monthly in Durango and Cortez.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Rolling applications with no stated cap, but eligibility depends on individual financial review.
HomesFund works one-on-one with applicants and has served buyers since 2008. Specific eligibility is only assessed after submitting application materials, so odds cannot be stated without applying.
WHAT IT TAKES
Attend a free 8-hour homebuyer education class — One full day
Download and submit an application — A few hours to gather documents
Meet with a homeownership advisor to review eligibility — 1-2 weeks
WORTH KNOWING
HomesFund's shared appreciation loan requires no monthly payments — repayment (plus a share of appreciation) only happens when you sell or refinance, which can make homeownership accessible even with limited monthly income.
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