GRANT · HOW TO WIN THIS
Varies; below-market interest rate loans, amount not publicly specified.
Rolling—no fixed deadline, apply when ready.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates, but this is a specialized local CDFI with a narrow geographic focus, so competition is limited to Santa Barbara County applicants.
Programs are rolling, meaning there's no single competitive cohort deadline—eligibility and available capital likely drive decisions more than a ranked selection process.
WHAT IT TAKES
Confirm eligibility for the relevant program (housing developer or homebuyer) — 1–2 days
Contact HTF directly to discuss your project or purchase — 1 week
Submit loan application with required documentation — 2–4 weeks
WORTH KNOWING
HTF offers technical assistance alongside its Revolving Loan Fund loans, which can be valuable for smaller or first-time affordable housing developers navigating the financing process.
MORE LIKE THIS
Community 1st Credit Union
Varies; loan terms depend on business type and credit profile.
Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
Explore the funding database →
$19/month · cancel anytime