GRANT · HOW TO WIN THIS
Microloans; amount varies by borrower.
Rolling — no fixed deadline; join through ongoing events and community onboarding.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
JUST states it is designed to say yes 100% of the time for qualifying community members.
The program is explicitly built to approve people banks turn away, and their 97%+ repayment rate suggests active borrowers are well-supported, not just approved and abandoned.
WHAT IT TAKES
Attend a JUST community event or expectation session to learn the JETA model — 1–2 hours
Join or form a JETA peer group — 1–2 weeks
Apply for a business microloan through the community portal — Varies
WORTH KNOWING
Access to capital is tied directly to joining the peer group structure — there is no standalone loan application. Showing up to community events is the actual entry point.
MORE LIKE THIS
Community 1st Credit Union
Varies; loan terms depend on business type and credit profile.
Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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