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Kiva
Kiva U.S. Small Business Microloan
Amount
$1,000 – $15,000
Deadline
Rolling
Odds
Not published
Effort
30 to 60 min
Can you get this?
✓Must be at least 18 years old
✓Must reside and operate business in the US
✕Businesses in Nevada or North Dakota are not eligible
✕Applicants with active foreclosure, bankruptcy, or liens are not eligible
✓Loan must be for business purposes only
Your real odds
The review team processes 100+ applications every week, and loans to underserved communities get precedence.
Kiva does not publish an approval rate, so your profile quality, business validation, and responsiveness to their team are the levers you can actually control.
What it takes
Fill out the online application30 to 60 min
Await review and respond to requestsUp to 2 week
Run a private fundraising period10 to 15 day
Fundraise publicly on the platform20 to 30 day
Worth knowing
Kiva explicitly lists profile quality as a top factor, so put real time into your photos, your loan purpose, and your personal and business story before you submit.
What else do you qualify for?
Filter 1,700+ opportunities by identity, stage, and region.
Select all three to see your result.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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