GRANT · HOW TO WIN THIS
Varies by loan type; no maximum stated
Rolling — apply any time
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Odds depend on your creditworthiness and business financials, not a competitive selection process.
As a CDFI, Liberty Bank is mission-driven to serve underserved communities, which may make them more accessible than conventional lenders. The Lightning Loan is marketed as fast-approval, with same-day decisions in some cases.
WHAT IT TAKES
Review loan products and identify the right fit (Lightning Loan, line of credit, SBA, etc.) — 1-2 hours
Submit a lending inquiry or apply online through Liberty Bank's website — 30-60 minutes
Receive a decision and, if approved, get funds deposited — Same day to a few business days
WORTH KNOWING
Liberty Bank specifically highlights serving underserved communities and has 50 years of history doing so — if your business is in an underserved area or community, that mission alignment may work in your favor.
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