GRANT · HOW TO WIN THIS
Varies by loan type; no stated maximum.
Rolling — no deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Odds depend on your creditworthiness and business financials, not a competitive selection process.
This is a lending program, not a grant competition, so approval is based on standard underwriting criteria. Member testimonials suggest the credit union is willing to work with early-stage entrepreneurs that traditional banks have turned away.
WHAT IT TAKES
Confirm eligibility and open a membership account with OnPath FCU — 1–2 days
Identify the right loan product (equipment, line of credit, commercial property, etc.) and gather business financials — 1–2 weeks
Submit a business loan application online or in branch — 1–3 days
WORTH KNOWING
Member testimonials specifically mention OnPath helping entrepreneurs that larger banks rejected — including a first-time small business owner — suggesting they take a relationship-based approach to underwriting.
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