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Lower East Side Peoples Federal Credit Union
Lower East Side Peoples Federal Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 2 hrs
Can you get this?
✓Membership required for full loan access
✓Non-members may apply directly
✓Small business loans available
✓Non-profit savings and checking accounts offered
Your real odds
Rates start at 11.00% APR for business loans, and your actual rate depends entirely on your creditworthiness and loan term.
LES People's FCU is a CDFI, so its mission is explicitly oriented toward underserved communities, and approval criteria still hinge on credit profile and term length, meaning two applicants with different histories will land in very different places.
What it takes
Apply online as a member or non-member1 to 2 hrs
Submit application with financial documents1 to 3 days
Await credit review and decisionDays to week
Worth knowing
If you have property financing needs, their commercial real estate loans covering HDFCs, condos, and co-ops start at 5.99% APR, which is a meaningfully lower entry point than their standard business loan rate.
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$19/month · cancel anytime
