Michigan Community Capital

Loan amount varies; rolling basis.

Rolling submissions — no set deadline.

AMOUNT

Loan amount varies; rolling basis.

AMOUNT

Loan amount varies; rolling basis.

DEADLINE

Rolling submissions — no set deadline.

DEADLINE

Rolling submissions — no set deadline.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You need a mission-aligned project in Michigan that serves low- or moderate-income communities.

MCC focuses on projects that create or preserve affordable/attainable housing, expand healthy food access in underserved markets, or create quality jobs in low- and moderate-income Michigan communities. There is no stated identity restriction, but your project must fit their community development mission.

YOUR REAL ODDS

MCC has deployed over $45 million in loan volume, but selectivity is unknown from public sources.

As a nonprofit CDFI, MCC is mission-driven rather than purely financial, which can work in your favor if your project clearly aligns with affordable housing, food access, or job creation goals. Rolling submissions mean no fixed competition window, but funding is still limited.

WHAT IT TAKES

Confirm your project fits MCC's focus areas (housing, food access, or job creation in LMI communities) — 1-2 hours
Contact MCC directly to discuss your project and loan fit — 1-2 weeks
Submit a formal loan application with project details — 2-4 weeks

WORTH KNOWING

MCC offers 'low-cost, flexible loans and development services,' meaning they may structure terms around your project's needs rather than applying rigid standards — worth discussing directly before assuming you don't qualify.

Apply on the funder’s site →

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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