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Mountain BizCapital, Inc. d/b/a Mountain BizWorks
Mountain BizCapital, Inc. d/b/a Mountain BizWorks
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
30 to 60 min
Can you get this?
✓Business must be located in Western North Carolina
✓For under-resourced or harder-to-fund entrepreneurs
✓Catalyst Fund targets under-resourced entrepreneurs
✓Electrify Fund open to nonprofits too
Your real odds
They have made 4,493 loans totaling $147M, with $37.4M deployed in 2024 alone, which signals an active lender rather than one sitting on a waitlist.
As a CDFI, their mission is to lend where banks won't, so a thin or imperfect credit profile works less against you here than at a conventional lender. Approval rates are not published.
What it takes
Complete the loan inquiry form30 to 60 min
Attend an orientation session1 to 2 hrs
Finalize application and documentation1 to 3 weeks
Worth knowing
If you need cash fast, the High Gear Loan offers working capital up to $20k for existing businesses and is worth looking at before you start a standard loan application.
What else do you qualify for?
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$19/month · cancel anytime