National Funding

Up to $500,000; loan terms vary by product (short-term options run 12–18 months).

Rolling applications — apply any time, no deadline.

AMOUNT

Up to $500,000; loan terms vary by product (short-term options run 12–18 months).

AMOUNT

Up to $500,000; loan terms vary by product (short-term options run 12–18 months).

DEADLINE

Rolling applications — apply any time, no deadline.

DEADLINE

Rolling applications — apply any time, no deadline.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You need at least 6 months in business and a fair credit score to qualify.

Business credit score should be at least 50 (fair); personal credit score should be 670 or higher if using a personal guarantee. Equipment financing also requires a vendor quote.

YOUR REAL ODDS

National Funding has deployed over $4.5 billion to more than 75,000 businesses, suggesting a high volume of approvals.

Applications are reviewed on a rolling basis with no stated rejection rate. Approval is not guaranteed and is subject to lender review of your financials and ability to repay.

WHAT IT TAKES

Complete the online application form — 15–30 minutes
Speak with a Funding Specialist to discuss your needs and loan options — Same day to 1–2 days
Receive funds if approved — As fast as 24 hours after approval

WORTH KNOWING

No collateral is required, and there is no cost or obligation to apply. Including financial statements and a business plan in your online application helps the Funding Specialist assess your repayment ability.

Apply on the funder’s site →

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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