GRANT · HOW TO WIN THIS
Varies; down payment assistance and home improvement loans available, amounts depend on program and eligibility.
Rolling — no fixed deadline; programs accept applicants on an ongoing basis.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
In a recent period, $2.3M helped 187 families and $1.4M went to home repairs — meaningful volume but still selective.
Programs are rolling and open to eligible Baltimore City residents, but funding is limited and program-specific. Eligibility depends on income, creditworthiness, and program requirements.
WHAT IT TAKES
Attend a HUD-approved homebuyer education workshop — 1 day or 2 evenings
Complete one-on-one housing counseling or intake — 1–2 hours
Submit application for relevant loan or assistance program — Varies by program
WORTH KNOWING
NHS of Baltimore offers both education and direct financing — completing their free homebuyer workshop is typically a prerequisite for accessing down payment assistance and mortgage programs.
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$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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