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Empire State Development
New York State CDFI Revolving Loan Fund (Microloan)
Amount
Up to $25,000
Deadline
Rolling
Odds
Not published
Effort
1 hr
Can you get this?
✓Business located and operating in New York State
✓Independently owned and operated business
✓100 or fewer full-time employees
✓10% equity contribution required from borrower
✓Microloans up to $25,000 available
Your real odds
Competitiveness varies by region because individual participating lenders make their own credit decisions.
Rolling submissions mean you are not competing in a fixed window, but each regional lender sets its own criteria and loan terms, so approval depends entirely on who you are working with.
What it takes
Identify your regional lender1 hr
Contact lender to begin application1 to 2 days
Prepare docs and 10% equity1 to 2 wks
Worth knowing
Interest rates range from 3% to 8% depending on the lender, and proceeds can cover working capital or fixed asset purchases, so ask your regional lender early about their rate range and which use cases they prefer.
What else do you qualify for?
Filter 1,700+ opportunities by identity, stage, and region.
Select all three to see your result.
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