One Detroit Credit Union

As a CDFI credit union, One Detroit is mission-driven toward underserved borrowers, so if traditional banks have turned you down, your odds here are likely better than at a conventional lender. Selectivity data remains unpublished, so you cannot benchmark your chances numerically.

One Detroit explicitly positions itself as an alternative to predatory lending, and that framing is worth leaning into: if you have a rejection from a traditional bank, naming it directly in your application signals exactly the gap this lender exists to fill.