GRANT · HOW TO WIN THIS
Varies; specific amounts not listed publicly.
Rolling applications — no fixed deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
PCAP has lent to 500+ businesses over 25 years, with 85% of borrowers in rural or economically distressed areas.
They have deployed $100 million since 2000, which suggests a steady but selective lending pace. No acceptance rate is published, but their mission focus on underserved businesses means mainstream urban businesses may be lower priority.
WHAT IT TAKES
Check geographic eligibility — confirm your business is in WV, NC, or Central Appalachia — 15 minutes
Submit an application via their online Apply Now portal — 1–3 hours
Engage with advisory services or follow-up review if requested — 1–3 weeks
WORTH KNOWING
PCAP pairs loans with business advisory services — leaning into their technical assistance offering during your application may strengthen your case, as they explicitly value connecting capital with strategic support.
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