GRANT · HOW TO WIN THIS
Varies; determined per application.
Rolling — no deadline, apply any time.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates, but as a CDFI-aligned community bank, it is generally more accessible than large commercial lenders.
Applications are reviewed on a rolling basis with no stated deadline, so timing is flexible. Loan amounts and terms are not publicly listed and would be determined case by case.
WHAT IT TAKES
Submit an online loan application through the bank's website — 30–60 minutes
Work with a local lending professional to discuss your business needs — 1–2 weeks
Provide required business financials and documentation as requested — Varies by loan type
WORTH KNOWING
FM Bank and Trust emphasizes relationship banking and local market knowledge, so connecting directly with a branch lending professional before or during your application may improve your outcome.
MORE LIKE THIS
Community 1st Credit Union
Varies; loan terms depend on business type and credit profile.
Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
Explore the funding database →
$19/month · cancel anytime