GRANT · HOW TO WIN THIS
Loan amount varies; terms determined at application.
Rolling — apply any time, no set deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Loan approval depends on standard creditworthiness criteria, not a competitive grant selection process.
This is a CDFI lending product, not a grant, so your odds depend on your business financials and credit profile rather than a limited pool of winners. Rolling submissions mean you can apply at any time without waiting for a cycle.
WHAT IT TAKES
Open a credit union membership and business account — 1-3 days
Prepare business financials and loan application — 1-2 weeks
Submit business loan application and await decision — 1-3 weeks
WORTH KNOWING
As a credit union, PSCU is member-owned, which typically means more flexible terms and lower rates than traditional banks — their personal loan rates start at 10.25% APR, which may signal competitive business loan pricing as well.
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