← Back to the funding database
AllCDFILoanOpen
Raiz Federal Credit Union
Raiz Federal Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
Same day
Can you get this?
✓Must live, work, or worship in El Paso County
✓Family members of Raiz members eligible
✓Lifetime Members of Underserved Communities Foundation eligible
✓Minimum $5 deposit required to open account
✓All loans subject to credit approval
Your real odds
Approval is not guaranteed, and Raiz does not publish its acceptance rate.
As a certified CDFI, Raiz is federally recognized to serve underserved borrowers, so its criteria tend to be more flexible than a conventional bank, though exactly how much flexibility is not disclosed publicly.
What it takes
Confirm eligibility in El Paso CountySame day
Open a Raiz account with $5 deposit1 to 2 days
Apply for a business loan through Raiz1 to 2 weeks
Worth knowing
The CDFI designation matters most if your credit profile or business stage would disqualify you elsewhere, because that is precisely the borrower this institution is structured to reach.
What else do you qualify for?
Filter 1,700+ opportunities by identity, stage, and region.
Select all three to see your result.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
Explore the funding database →
$19/month · cancel anytime