Reinvestment Fund, Inc., The

Varies; contact directly for loan sizing.

Rolling — no set deadline, apply anytime.

AMOUNT

Varies; contact directly for loan sizing.

AMOUNT

Varies; contact directly for loan sizing.

DEADLINE

Rolling — no set deadline, apply anytime.

DEADLINE

Rolling — no set deadline, apply anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

This is a CDFI loan program, not a grant — you need to qualify for financing, not win a competition.

Reinvestment Fund lends to small businesses, startups, and community-focused projects in areas like food systems, early childhood education, health, housing, and commercial real estate. They prioritize projects that serve low-income or underserved communities.

YOUR REAL ODDS

Rolling applications mean no single deadline bottleneck, but loan approval depends on your creditworthiness and mission fit.

Reinvestment Fund has deployed over $3.2 billion since 1985, suggesting consistent lending activity. However, loan terms and approval likelihood are not publicly disclosed — direct contact is required to assess fit.

WHAT IT TAKES

Review focus areas to confirm your project qualifies — 1-2 hours
Contact Reinvestment Fund directly to discuss your financing need — 1 week to get a response
Submit a loan inquiry or application with project and financial details — 2-4 weeks

WORTH KNOWING

Reinvestment Fund also offers grants and technical assistance programs in specific areas like Early Childhood Education, HBCUs, and food systems — if your project fits those categories, explore grant options alongside the loan inquiry.

Apply on the funder’s site →

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

Explore the funding database →

$19/month · cancel anytime