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People with DisabilitiesLoanOpen
Rise
Rise — Small Business Lending
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1–2 hours
Can you get this?
✓Self-identify as having mental health or addiction challenges
✓Canadian citizen or Permanent Resident living in Canada
✓Must be at least 16 years old
✓Unable to access traditional bank financing
✕Applicants in active bankruptcy or tax arrears are not eligible
Your real odds
There is no published application cap, but you should expect anywhere from 4 weeks to 6 months between applying and a loan decision.
Rise weighs character over credit scores, so how seriously you engage with your plan and the process matters to the outcome. The average loan issued is $4,000, which gives you a realistic benchmark for what to request.
What it takes
Submit an online program application to express interest and share your business background1–2 hours
Attend a virtual information session covering loan terms, process, and timelines1 session after application
Work with a Rise business advisor to build your loan package — business plan, cash flow projection, credit report, and supporting documents4 weeks to 6 months depending on readiness
Submit the formal loan application; if approved, funds are disbursed within 15 days15 days post-approval
Worth knowing
After approval, Rise offers optional one-on-one mentorship for up to a year, and most applicants overlook it entirely, which means engaging with that offer and the Rise Community platform is one of the clearest ways to get more than capital out of this.
What else do you qualify for?
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