GRANT · HOW TO WIN THIS
Varies; portfolio loans range based on business need and stage.
Rolling — no set deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
RCC has supported 68 businesses with an active loan portfolio of $2.7 million, with $1.2M+ in FY25 production.
The pool is intentionally small and community-focused. 80% of supported businesses are Black female-led, reflecting their core mission population.
WHAT IT TAKES
Complete the Capital Readiness Profile on the RCC website — 1-2 hours
Flexible underwriting review — business potential and traction evaluated beyond credit score — 1-3 weeks
Capital deployment with accompanying technical assistance — Ongoing after approval
WORTH KNOWING
RCC pairs loans with technical assistance and ecosystem partnerships — borrowers get more than just capital, which may improve your chances if you engage with their support resources from the start.
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Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
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The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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$19/month · cancel anytime