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River City Capital Investment Corporation
River City Capital Investment Corporation
Amount
Varies
Deadline
Rolling
Odds
~68 businesses funded
Effort
1 to 2 hrs
Can you get this?
✓Located in Memphis or Shelby County, TN
✓For underserved or disinvested community businesses
✓Evaluated beyond credit scores
✓Startups to scaling businesses eligible
Your real odds
RCC has supported 68 businesses with an active loan portfolio of $2.7 million and over $1.2 million in FY25 production, so the pool is small and the relationships are close.
The program is intentionally community-focused, and 80% of supported businesses are Black female-led, which reflects who this funder is built to serve.
What it takes
Complete the Capital Readiness Profile1 to 2 hrs
Undergo flexible underwriting review1 to 3 weeks
Receive capital and technical assistance
Worth knowing
RCC pairs loans with technical assistance and ecosystem partnerships, and borrowers who engage with those support resources from the start are positioning themselves better than those who treat this as a straight capital transaction.
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